Effective Date: April 8, 2026

1. Overview
We recognize that you care how your information is collected and used.

This Privacy Policy explains how LowerMyDues.com collects, processes, and protects information obtained through its platform, website, analytical systems, and related services (collectively, the “Platform”).

By accessing or using the Platform, you acknowledge and consent to the practices described in this Policy.
2. What Information Do We Collect?
Information You Provide:
– Name
– Email address
– Phone number
– Association details
– Number of units
– Documents and supporting materials

Automatic and System-Generated Information:
– IP address
– Device and browser type
– Operating system
– Usage activity and interaction data
– Session behavior and engagement signals
– Referral sources

This data supports both macro-level analysis (overall platform trends and system performance) and micro-level analysis (individual interactions and feature usage).
3. How Do We Use Your Information?
– Perform analysis, assessments, and insights generation
– Process data through analytical models and methodologies
– Communicate with users
– Improve platform functionality and performance
– Maintain operational systems
– Prevent fraud and unauthorized access
– Comply with legal obligations
4. Data Processing and Analytical Use
Information may be aggregated for macro-level trend analysis and evaluated at a micro level for interaction insights.

This supports continuous refinement of analytical models and platform performance.
5. Information Sharing
We do not sell personal information.

Information may be shared with service providers, technology platforms, analytics tools, and professional advisors.

These parties operate independently and are subject to their own data practices.
6. Communications
By providing contact information, you consent to receive communications related to your inquiry or services.

You may opt out where applicable.
7. Cookies and Tracking Technologies
We use cookies and similar technologies to improve functionality, analyze usage, and enhance performance.

Refer to our Cookie Notice for additional details.
8. Security
We implement reasonable administrative, technical, and procedural safeguards.

However, no system can guarantee absolute security.
9. Data Retention
Information is retained as necessary to provide services, support analytical processes, comply with legal obligations, and resolve disputes.
10. Your Choices
You may choose not to submit certain information or request updates where applicable.

Certain features may not function without required data.
11. No Professional Relationship
Submission of information does not create legal, financial, fiduciary, or confidential relationships unless expressly agreed in writing.
12. Limitation of Liability
To the fullest extent permitted by law, LowerMyDues.com shall not be liable for damages arising from the use, processing, or storage of information.
13. Updates
This Privacy Policy may be updated at any time.

Continued use of the Platform constitutes acceptance of any updates.
14. Governing Law
This Policy is governed by the laws of the State of Michigan.
15. Contact
All privacy-related inquiries must be submitted through the official contact form on LowerMyDues.com.