Effective Date: April 8, 2026

1. General Disclaimer
LowerMyDues.com provides information, analysis, and insights through its platform, systems, and methodologies.

All content and outputs are for informational and analytical purposes only and do not constitute guarantees of performance, savings, or financial outcomes.
2. Analytical Nature of Services
The Platform utilizes both macro-level analysis (system-wide trends and aggregated data) and micro-level analysis (specific cost drivers and individual data points).

All outputs are derived from data, assumptions, and methodologies and are inherently interpretive and probabilistic.
3. No Guarantee of Savings
All projections, estimates, and cost-saving opportunities are based on available data and analytical assumptions.

Actual results may vary. LowerMyDues.com does not guarantee any level of savings or financial improvement.
4. Not a Comprehensive Audit
Unless expressly agreed in writing, analyses are high-level evaluations and do not constitute audits, forensic reviews, or comprehensive financial examinations.
5. User Responsibility
Users are solely responsible for evaluating recommendations, making decisions, and entering into agreements.

All actions are taken at the User’s sole discretion and risk.
6. Third-Party Vendors
Vendor recommendations involve independent third parties.

LowerMyDues.com does not control or guarantee vendor performance and is not responsible for their actions or outcomes.
7. Data Reliance
All analysis relies on user-provided data, available documentation, and system-generated insights.

LowerMyDues.com is not responsible for inaccuracies, omissions, or changes in conditions.
8. Implementation Factors
Results depend on factors outside of control, including vendor cooperation, market conditions, timing, and execution.
9. Forward-Looking Statements
All projections and forward-looking statements are uncertain and should not be relied upon as guarantees.
10. Limitation of Liability
To the maximum extent permitted by law, LowerMyDues.com shall not be liable for indirect or consequential damages.

Total liability shall not exceed $100.
11. No Professional Relationship
Use of the Platform does not create legal, financial, accounting, or fiduciary relationships.
12. Updates
This Disclaimer may be updated at any time. Continued use constitutes acceptance.
13. Contact
All inquiries must be submitted through the official contact form on LowerMyDues.com.