Effective Date: April 8, 2026

These Terms govern access to and use of the LowerMyDues.com analytical platform, including all systems, methodologies, and services.

1. Overview
These Terms govern your access to and use of the LowerMyDues.com platform, website, analytical systems, and related services (collectively, the “Platform”).

By accessing or using the Platform, you agree to be bound by these Terms.

If you do not agree, you may not use the Platform.
2. Definitions
“Platform” means the LowerMyDues.com website, systems, analytical tools, and services.

“Services” means all analysis, assessments, insights, recommendations, and related offerings.

“User” means any individual or entity accessing or using the Platform.
3. Nature of Services
LowerMyDues.com provides cost analysis and financial evaluation through structured analytical processes.

All Services are informational unless otherwise agreed in writing.
4. Analytical Framework
The Platform utilizes both macro-level analysis (system-wide trends and patterns) and micro-level analysis (specific cost drivers and interactions).

Outputs are directional and subject to validation.
5. Engagement
Additional services may involve fixed fees or performance-based compensation tied to savings achieved.

All terms will be defined prior to engagement.
6. No Guarantee
LowerMyDues.com does not guarantee savings or financial outcomes.

All projections are estimates.
7. User Responsibility
Users are responsible for evaluating recommendations and making decisions.

All actions are taken at the User’s discretion.
8. Third-Party Vendors
Vendor relationships are independent. LowerMyDues.com is not responsible for third-party performance.
9. Limitation of Liability
To the maximum extent permitted by law, liability shall not exceed $100.

LowerMyDues.com is not liable for indirect or consequential damages.
10. Platform Control
LowerMyDues.com may modify or discontinue the Platform at any time.
11. Termination
Access may be suspended or terminated at our discretion.
12. Intellectual Property
All content and systems are proprietary.
13. Disputes
Binding arbitration in Michigan. No jury or class actions.
14. Governing Law
Michigan law applies.
15. Contact
All inquiries must be submitted through the official contact form.